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Borrowing is a critical part of the financial picture for any person or business.

It can be the key to buying a house or helping your business maintain working capital. And for many, the ability to avoid borrowing can make a huge difference in things like saving for retirement.

At CashBlog, we recognize the importance of your borrowing decisions and we’re here to provide you with expert insights to help guide you.

What Is The Difference Between a Charge Card and a Credit Card: Key Distinctions Explained

Charge cards and credit cards might appear similar at first glance, but there are notable differences between the two that can impact your financial decisions.

Easy Way To Go Broke?: 7 Dangers of Buy Now, Pay Later Apps

Paying for items upfront can be tough if you are financially constrained. Buy now, pay later apps promise a flexible plan with minimal strings attached.

What to Know About Capital One’s Venture X Credit Card

Move over American Express Platinum, the Venture X Credit Card is aiming for your customer base, and there are some interesting perks to switching over

17 Ways To Pay Off Credit Card Debt

Trying to pay off credit card debt is daunting if you carry significant balances, but it is possible. Paying off this debt entirely is challenging

How Do Credit Cards Work: A Guide for Beginners

Credit cards play a vital role in building credit scores and creditworthiness. In addition, it earns you redeemable points, cashback, or miles. We all know

Without a Reason There’s Always an Excuse

I have a tendency to speak honestly – a little too honestly, probably – when it comes to my urge to motivate people to live

The “Gift” of Former Debtors Speaking About Debt-Reduction

Public speaking: My talk at the library for Financial Literacy Month DH = Dear Husband November is Financial Literacy Month, and Monday evening of this week,

The 10 Commandments of Fruclassity

Fruclassity is all about living “Frugally with Class”. Some people succeed wildly via extreme frugality, and that’s great! It’s for those of us who succeed

Setting Goals for the New Year

It’s only November, my friends, but now’s the time to set your money and other goals for 2016. I’m a bit of an expert at

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The content on is for informational and educational purposes only. It is not financial advice and we are not certified financial advisors. strives to keep its information accurate and up to date, but it may differ from actual numbers. We may have financial relationships with companies listed on our site. We may receive compensation for the placement of sponsored products or services. We work hard to write authentic and accurate articles.