Borrowing is a critical part of the financial picture for any person or business.
It can be the key to buying a house or helping your business maintain working capital. And for many, the ability to avoid borrowing can make a huge difference in things like saving for retirement.
At CashBlog, we recognize the importance of your borrowing decisions and we’re here to provide you with expert insights to help guide you.
How Foreclosures Affect Your Credit Score
Over the last decade, millions of Americans have faced the possibility of home foreclosure and this harsh reality has forced many to analyze the potential
How Credit Scores Are Calculated
Credit providers use credit scores as a way to gauge risk. Scores based on payment history are a predictor of how well borrowers will pay
Types of Credit Scores
Most consumers understand that credit scores seriously impact a lender’s decision to extend credit. While many people are familiar with the common FICO scoring method,
Credit Scores – Everything You Need To Know
Credit providers use credit scores as a way to gauge risk. Credit scores based on payment history are a predictor of how well borrowers will
Average Credit Scores by State
Credit scores are currently the best tool used by lenders, employers, and insurance companies to predict risk in the decision making process. The 3 credit
How Credit Reports Work
A credit report is a collection of information that reflects individual borrowing history and personal identifying information. If a credit profile is damaged through identity
How to Get a Free Credit Report
A recent survey indicates that only about 44 percent of Americans take advantage of the opportunity to order their free credit report for credit monitoring
Guide to Credit Report Laws
The federal government plays a key role in not only regulating the credit and lending industries, but also monitoring credit reporting as well. The network