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Borrowing is a critical part of the financial picture for any person or business.

It can be the key to buying a house or helping your business maintain working capital. And for many, the ability to avoid borrowing can make a huge difference in things like saving for retirement.

At CashBlog, we recognize the importance of your borrowing decisions and we’re here to provide you with expert insights to help guide you.

Why Monitor Your Credit? Three Very Big Reasons

#1—Errors and Omissions The fact is, 1 in 5 credit reports may contain errors that could affect your ability to get credit, insurance—even employment.  Most

The Best Way to Place a Credit Freeze with Major Credit Bureaus

In 2003 the state of California passed laws allowing consumers to place a “credit freeze” on their personal credit profile managed by the major credit

6 Myths About Credit Monitoring Services

Credit monitoring is one of the most misunderstood areas of consumer credit management. Many people don’t realize both the benefits and the limitations of credit

What is Credit Monitoring?

You’ve seen the ads on TV and over the Internet for credit monitoring services and identity theft protection. If you’re like most people,you wonder what

Best Cash Back Credit Cards

Cash back credit cards are generally offered to consumers with the best credit ratings, and issuers are getting more aggressive in their attempts to offer

Best Secured Credit Cards

Bank secured credit cards are issued when customers make deposits. For instance, a $200 deposit could be equal to a $200 line of credit. It

Best Balance Transfer Credit Card Offers

Credit card balance transfers are perfect for transferring your balances from other credit cards that have higher interest onto one card with a lower rate.

Best Zero Interest Credit Cards

Banks and credit cards make money by charging interest. If you think a credit card with 0 APR sounds too good to be true you’re

Credit Counseling Services to Repair Your Credit

Each year thousands of Americans seek professional credit counseling as a solution to consumer debt management. Through no fault of their own, many people struggle

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The content on is for informational and educational purposes only. It is not financial advice and we are not certified financial advisors. strives to keep its information accurate and up to date, but it may differ from actual numbers. We may have financial relationships with companies listed on our site. We may receive compensation for the placement of sponsored products or services. We work hard to write authentic and accurate articles.