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Borrowing is a critical part of the financial picture for any person or business.

It can be the key to buying a house or helping your business maintain working capital. And for many, the ability to avoid borrowing can make a huge difference in things like saving for retirement.

At CashBlog, we recognize the importance of your borrowing decisions and we’re here to provide you with expert insights to help guide you.

Credit Scores Versus Credit Ratings

Many people don’t realize that their consumer credit rating is so much more than just a number. It is the key to financial opportunities they

How The Credit Bureaus Calculate Credit Scores

Every time you apply for credit, your past borrowing history is carefully examined.  Banks, finance companies, credit unions and credit card providers all make lending

Understanding Credit Reports

Credit plays a critical role in our ability to make good financial decisions throughout life, for our families and ourselves.  Without it, many of us

How Consumers Get Financial Protection from the Government

Through the Consumer Financial Protection Bureau, a national watchdog organization, the federal government works to protect the rights of consumers and their use of credit. 

Guide to Reverse Mortgages

Reverse Mortgage Overview Initially designed to help seniors remain in their homes after the loss of income through the death of a spouse, the reverse

Rules for Reverse Mortgage Eligibility

A reverse mortgage, or (home equity conversion mortgage) provides a unique financial opportunity for seniors to draw funds against the equity in their home. The

VA Loan Overview

What is a VA Loan? In 1944 the U.S. government created the VA home loan program as a way to help returning troops with the

VA Loan Eligibility and Requirements

VA Loan Eligibility In recognition of military service the United States government offers a whole host of benefits to servicemen and women. These include access

Credit Score Ranges Explained

  Credit providers use credit scores as a way to gauge risk. Credit scores based on payment history are a predictor of how well borrowers

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The content on is for informational and educational purposes only. It is not financial advice and we are not certified financial advisors. strives to keep its information accurate and up to date, but it may differ from actual numbers. We may have financial relationships with companies listed on our site. We may receive compensation for the placement of sponsored products or services. We work hard to write authentic and accurate articles.