Borrowing is a critical part of the financial picture for any person or business.
It can be the key to buying a house or helping your business maintain working capital. And for many, the ability to avoid borrowing can make a huge difference in things like saving for retirement.
At CashBlog, we recognize the importance of your borrowing decisions and we’re here to provide you with expert insights to help guide you.
Credit Scores Versus Credit Ratings
Many people don’t realize that their consumer credit rating is so much more than just a number. It is the key to financial opportunities they
How The Credit Bureaus Calculate Credit Scores
Every time you apply for credit, your past borrowing history is carefully examined. Banks, finance companies, credit unions and credit card providers all make lending
Understanding Credit Reports
Credit plays a critical role in our ability to make good financial decisions throughout life, for our families and ourselves. Without it, many of us
How Consumers Get Financial Protection from the Government
Through the Consumer Financial Protection Bureau, a national watchdog organization, the federal government works to protect the rights of consumers and their use of credit.
Guide to Reverse Mortgages
Reverse Mortgage Overview Initially designed to help seniors remain in their homes after the loss of income through the death of a spouse, the reverse
Rules for Reverse Mortgage Eligibility
A reverse mortgage, or (home equity conversion mortgage) provides a unique financial opportunity for seniors to draw funds against the equity in their home. The
VA Loan Overview
What is a VA Loan? In 1944 the U.S. government created the VA home loan program as a way to help returning troops with the
VA Loan Eligibility and Requirements
VA Loan Eligibility In recognition of military service the United States government offers a whole host of benefits to servicemen and women. These include access