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Cash saving

Retirement Planning

Follow These Steps to Make Sure You Get Bundles of Cash Savings

Every day, millions of people are making incredible savings on online purchase, travel, shopping and tax breaks. Millions others do not enjoy these savings because they do not know about them.

There are several ways you can make savings every day; savings can be channeled towards meeting your financial goal. Here, we look at a few steps you can take to get bundles of cash savings as often as possible.

Travel – virtually every airline or train service have a policy that allows you to get back a percentage of your fare in the event of a delay or cancelation. In most cases, these policies indicate that the refund is subject to delay or cancelations caused by circumstances outside their control. So in essence, if your flight is supposed to take off by 8am, but it takes off later than scheduled, you have the right to lay a claim for compensation. If you end up cancelling your flight as a result of the delay, you can make claim for a full refund. For example, Virgin Trains should give you a 50% refund for delays between 30minutes and 1 hour. You can even get the full fare back if you are delayed for longer.

Tax savings – if you are married or in a civil partnership in the UK, you are eligible to receive about £662 back in tax refunds for filing a marriage tax allowance. This system was introduced sometime in 2015 to help married partners or those in a civil union where one partner earns more than another. The way the system works allows the lower earner to transfer £1,150 of unused tax free personal allowance to the partner with the higher earnings. This way, their annual tax is reduced by £230. Claims can be backdated up until 2015 which means couples who have not claimed can earn as much as £662 in tax savings.

Flyer miles – if you are a constant traveler, chances are you have piled up flyer miles without knowing. Not many people know that airlines, train companies and even credit card providers have a loyalty program for their frequent users. The way it works is that you accumulate a set of miles based on the distance you fly or the amount of money you spend on your credit card. You can use the accumulated flyers miles to buy tickets for your next trip or get a discount on your next credit card purchase. Essentially, the miles you accumulate serve as points that qualify you for the bonus. For example, you can get a free round trip ticket from New York to London for every 45,000 miles you acquire.

App savings – Every day, new banking and money saving apps are introduced that would help with budgeting, personal finance and generally helping you manage your finances and savings in the way traditional banks cannot. Of course, these apps would require a smart phone or mobile device to function. With this tech you can track your expenses to see where your money is going and easily move funds from your current account into your savings account as part of your personal savings plan.

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Erin Thompson

Erin Thompson spent years managing her own blog about budgeting and debt. Because of that, she has great insights not only about managing spending and borrowing but also about running websites profitably. When she's not writing articles for us, she's traveling and looking for new types of wines to try.
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The content on is for informational and educational purposes only. It is not financial advice and we are not certified financial advisors. strives to keep its information accurate and up to date, but it may differ from actual numbers. We may have financial relationships with companies listed on our site. We may receive compensation for the placement of sponsored products or services. We work hard to write authentic and accurate articles.