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Who gives a shit about money?

Hey Red Debted Stepchild readers, I know I’m pretty new to the scene and I just wanted to let you guys know why I’m writing here and what money means to me. Spoiler alert: it doesn’t mean much yet it means so much.

Wait a second, isn’t this supposed to be a personal finance blog? Or at least a blog that pretends to be about personal finance but is actually the yammering of a narcissist with the word “money” thrown in? Either way, it should at least have the façade of giving a shit about money. Right?

As a personal finance blogger and a person, money to me is relatively unimportant. I don’t care for hoarding it or even having a lot of it to buy the big house, the sports car, or designer duds. (Note: I very much like nice things, but I don’t feel the need to have it in excess. That’s why I’m a minimalist.) I don’t aspire to make six figures and even if we never make six figures as a household, it wouldn’t bother me. In fact, if we didn’t have so much debt I would be super content with our current income. (Scratch that. I am super content with our current income, I just wish we weren’t using it all on debt repayment!) I don’t really care to work more to earn more (outside my freelancing work of course because I love it!). I am not in need.

All that being said, money remains an important part of my life. While money doesn’t directly buy happiness, I can’t imagine being this happy without a roof over my head, food in my stomach, and running water. I can’t imagine being this happy without the opportunity to spend money on amazing experiences, both large and small. Money is such a driving force in my life because it not only gives me the means to attain necessities, it also buys me possibilities.

I have a lot of things I want to do in this lifetime, most of which revolve around travel, writing, and spending more time with my loved ones. I want to move overseas for a few years. I want to be able to freelance as my main source of income. I want my future children to really know their parents because they aren’t working 60 hours a week to pay for a house that’s too big. And at the same time, I have no idea what I want to do with my life. Regardless, all of these things can be made possible by using my money in an intelligent and deliberate way.

So that’s why I write here*. Not because I want to document my journey towards millionaire status or because I worship the almighty dollar. I’m just someone who wants give herself the opportunity to live out her dreams. I’m not one hundred percent sure what I want to do with this life yet, but I’m really excited about figuring that out.

I don’t give a shit about money, but I do give a few shits about the possibilities that money allows you to have. What about you guys, why do you care about money and/or what it can do?

*Oh, yeah. I also write here because I’m completely narcissistic and self involved. Hey, if you don’t think you’re the shit, who will?


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Erin Thompson

Erin Thompson spent years managing her own blog about budgeting and debt. Because of that, she has great insights not only about managing spending and borrowing but also about running websites profitably. When she's not writing articles for us, she's traveling and looking for new types of wines to try.
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The content on is for informational and educational purposes only. It is not financial advice and we are not certified financial advisors. strives to keep its information accurate and up to date, but it may differ from actual numbers. We may have financial relationships with companies listed on our site. We may receive compensation for the placement of sponsored products or services. We work hard to write authentic and accurate articles.