Every dollar of any purchase earns 1.5 points with a bonus of 5,000 points after your first purchase and 3 points for every dollar spent on traveling when using Bank of America’s traveling centers. No annual fee and 0% introductory APR for the first 9 cycles. Points do not expire and have no limit. No international transaction fees allow you to enjoy using your points for travel without ay blackout dates and benefits such as travel accident insurance, rental collision coverage, 24/7 concierge access, and luggage reimbursement.
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