With the growing concern over id theft in the United States, many Americans look for ways to guard against a stolen identity, and protect themselves

Imagine opening a bill from a doctor or hospital only to find that a medical treatment or procedure has been performed on somebody else—at your

It can be scary when someone uses your identity to impersonate you. Identity thieves can do this quite easily, provided you don’t have the best

Because derogatory information can remain on a credit report for up to ten years, most Americans must work to overcome poor credit scores.  Fortunately, with

If your credit score is in the dumps, and you can’t get a loan or a credit card, you may think it’s impossible to improve

Many consumers underestimate the importance of having a good credit score.  While most people understand that higher scores are needed to qualify for home loans,

Over the last decade, millions of Americans have faced the possibility of home foreclosure and this harsh reality has forced many to analyze the potential

Credit providers use credit scores as a way to gauge risk. Scores based on payment history are a predictor of how well borrowers will pay

Most consumers understand that credit scores seriously impact a lender’s decision to extend credit. While many people are familiar with the common FICO scoring method,