How to Get a Free Credit Report
A recent survey indicates that only about 44 percent of Americans take advantage of the opportunity to order their free …
Credit Scores
Credit scores are the key to being able to borrow money. Whether you borrow for personal purchases or business purchases, your credit score is at the center of the lender’s decision.
If you want to be able to buy a home with a typical mortgage, for example, your credit score is going to play a huge role not only in whether you get the loan, but also in what rate you pay. These could have major financial consequences for you over the life of the loan.
The topic of credit scores is one of our specialties here at CashBlog. We understand how they work and we know what it takes to improve them.
Guide to Credit Report Laws
The federal government plays a key role in not only regulating the credit and lending industries, but also monitoring credit …
Credit Counseling Services to Repair Your Credit
Each year thousands of Americans seek professional credit counseling as a solution to consumer debt management. Through no fault of …
Credit Scores Versus Credit Ratings
Many people don’t realize that their consumer credit rating is so much more than just a number. It is the …
How The Credit Bureaus Calculate Credit Scores
Every time you apply for credit, your past borrowing history is carefully examined. Banks, finance companies, credit unions and credit …
Understanding Credit Reports
Credit plays a critical role in our ability to make good financial decisions throughout life, for our families and ourselves. …
How Consumers Get Financial Protection from the Government
Through the Consumer Financial Protection Bureau, a national watchdog organization, the federal government works to protect the rights of consumers …
Credit Score Ranges Explained
Credit providers use credit scores as a way to gauge risk. Credit scores based on payment history are a …
12 Factors that Affect Your Credit Score
Next to your medical profile and motor vehicle record, your credit report may be the most important document you’ll …
