Hey Red Debted Stepchild readers, I know I’m pretty new to the scene and I just wanted to let you guys know why I’m writing here and what money means to me. Spoiler alert: it doesn’t mean much yet it means so much.
Wait a second, isn’t this supposed to be a personal finance blog? Or at least a blog that pretends to be about personal finance but is actually the yammering of a narcissist with the word “money” thrown in? Either way, it should at least have the façade of giving a shit about money. Right?
As a personal finance blogger and a person, money to me is relatively unimportant. I don’t care for hoarding it or even having a lot of it to buy the big house, the sports car, or designer duds. (Note: I very much like nice things, but I don’t feel the need to have it in excess. That’s why I’m a minimalist.) I don’t aspire to make six figures and even if we never make six figures as a household, it wouldn’t bother me. In fact, if we didn’t have so much debt I would be super content with our current income. (Scratch that. I am super content with our current income, I just wish we weren’t using it all on debt repayment!) I don’t really care to work more to earn more (outside my freelancing work of course because I love it!). I am not in need.
All that being said, money remains an important part of my life. While money doesn’t directly buy happiness, I can’t imagine being this happy without a roof over my head, food in my stomach, and running water. I can’t imagine being this happy without the opportunity to spend money on amazing experiences, both large and small. Money is such a driving force in my life because it not only gives me the means to attain necessities, it also buys me possibilities.
I have a lot of things I want to do in this lifetime, most of which revolve around travel, writing, and spending more time with my loved ones. I want to move overseas for a few years. I want to be able to freelance as my main source of income. I want my future children to really know their parents because they aren’t working 60 hours a week to pay for a house that’s too big. And at the same time, I have no idea what I want to do with my life. Regardless, all of these things can be made possible by using my money in an intelligent and deliberate way.
So that’s why I write here*. Not because I want to document my journey towards millionaire status or because I worship the almighty dollar. I’m just someone who wants give herself the opportunity to live out her dreams. I’m not one hundred percent sure what I want to do with this life yet, but I’m really excited about figuring that out.
I don’t give a shit about money, but I do give a few shits about the possibilities that money allows you to have.
*Oh, yeah. I also write here because I’m completely narcissistic and self involved. Hey, if you don’t think you’re the shit, who will?






